Multiple obligations
See beyond separate credit card accounts and understand how your commitments fit together.
YOUR JOURNEY TO FINANCIAL CLARITY
Take control of your debt. Plan your freedom.
Bring your credit card obligations into focus, understand your commitments, and explore repayment strategies with a plan that works toward your future.
Plan Today. Freedom Tomorrow.
Your freedom journey
Progress, made visible
App preview with example planning data.
THE CHALLENGE
A lot to keep track of.
One clearer way forward.
Balances, minimum payments, interest, fees, installments and due dates can quickly become overwhelming. Your next step begins with understanding the whole picture.
Competing priorities
Make sense of payment schedules, installments and monthly amounts that need attention.
Uncertain timelines
Explore how different repayment choices may affect your projected debt-free journey.
GET THE FULL PICTURE
Know where you stand.
Know where you can go.
PLANKHO helps you keep credit card debt information organized, so you can spend less energy piecing the numbers together and more energy thinking about your next move.
- Dashboard and financial overview
- Credit card debt and statement review
- Payment commitments and installment tracking
- Estimated Freedom Date and progress milestones
- Payment reminders
A CLOSER LOOK AT PLANKHO
Actual app screen with example financial data.
THE PLANKHO DIFFERENCE
What if you could see your options before you decide?
Meet Opportunity—PLANKHO's repayment planning experience. Explore how your available monthly budget, future money and repayment strategy may shape your estimated Freedom Date.
Explore the journey
THE FREEDOM JOURNEY
Progress isn't always a straight line.
It's still progress.
Every repayment decision is part of a bigger picture. PLANKHO helps turn uncertainty into a path you can understand, follow and revisit.
FOUR SIMPLE STEPS
Make your next move
with more confidence.
Organize
Bring your credit card debts, statements and commitments together.
Understand
See your monthly commitments and make sense of the details.
Explore
Compare strategies and estimate how different choices may change your timeline.
Progress
Follow your plan, track milestones and stay aware of what's ahead.
BUILT WITH PURPOSE
Your financial journey.
Your decisions.
PLANKHO is a credit card debt-planning application—not a bank, lender or debt-relief company. It helps you plan, not borrow.
Local-first planningFinancial planning information is stored primarily on your device.
Optional Premium cloud backupCloud backup and restore are available as an optional Premium capability.
Transparency and controlReview our privacy practices and account-deletion process anytime.
GOOD QUESTIONS, CLEAR ANSWERS
A little more
peace of mind.
Still have questions? Write to [email protected].
What is PLANKHO?
PLANKHO is a credit card debt-planning app that helps you organize obligations, explore repayment approaches and estimate progress toward becoming debt-free.
Does PLANKHO provide loans?
No. PLANKHO is a financial-planning tool, not a bank, lending institution or debt-relief service.
Is the Freedom Date guaranteed?
No. It is a projection based on entered financial information, assumptions and planning choices. Actual outcomes may differ.
Can I compare repayment strategies?
Yes. Opportunity lets you explore multiple approaches and see how planning choices may affect projected outcomes.
Where is my financial information kept?
PLANKHO stores financial-planning information primarily on your device. Premium cloud backup is optional; see the Privacy Policy for details.
Can I request account deletion?
Yes. See the Account Deletion page for the available process.
PLAN TODAY. FREEDOM TOMORROW.
Your next chapter starts
with a clearer plan.
PLANKHO is currently in closed testing. Public downloads will become available after the production release is approved.
Android release in preparation